Always review the latest official terms, disclosures, and fees before submitting an application so you understand total cost and repayment responsibilities.

Auto loans typically depend on vehicle details, down payment, and borrower profile. Preparing a shortlist of vehicles can speed up the process.

Gather dealer or seller quotations and confirm whether you are financing a brand-new or pre-owned vehicle, as requirements may differ.

Choose a term that balances affordability with total cost, then verify the repayment schedule aligns with your monthly budget.

RCBC personal loans are designed to support a wide range of personal goals, including debt consolidation, major purchases, education expenses, and travel plans.

Choose a repayment period that matches your budget and cash flow. A clear monthly plan helps you stay on track through the full loan term.

Loan offers vary by applicant profile. Your income, employment status, and existing obligations can affect the final amount and terms.

Prepare documents early to reduce delays. Submitting complete and consistent information is one of the easiest ways to avoid back-and-forth.