Always review the latest official terms, disclosures, and fees before submitting an application so you understand total cost and repayment responsibilities.
Personal LoanEligibility and requirements vary by product and channel, but lenders commonly review age, residency, income stability, and document completeness.
Choose a repayment period that matches your budget and cash flow. A clear monthly plan helps you stay on track through the full loan term.
Eligibility and requirements vary by product and channel, but lenders commonly review age, residency, income stability, and document completeness.
Loan offers vary by applicant profile. Your income, employment status, and existing obligations can affect the final amount and terms.
Prepare proof of identity, proof of income, and employment or business details. Keep names and addresses consistent across documents.
Prepare documents early to reduce delays. Submitting complete and consistent information is one of the easiest ways to avoid back-and-forth.
Tip: If you are consolidating debt, gather your outstanding statements so you can estimate the amount you need and your new monthly budget.
Prepare proof of identity, proof of income, and employment or business details. Keep names and addresses consistent across documents.
RCBC personal loans are designed to support a wide range of personal goals, including debt consolidation, major purchases, education expenses, and travel plans.
Choose a repayment period that matches your budget and cash flow. A clear monthly plan helps you stay on track through the full loan term.
Loan offers vary by applicant profile. Your income, employment status, and existing obligations can affect the final amount and terms.
Prepare documents early to reduce delays. Submitting complete and consistent information is one of the easiest ways to avoid back-and-forth.
Tip: If you are consolidating debt, gather your outstanding statements so you can estimate the amount you need and your new monthly budget.
Some RCBC loan options can be started online, while other steps may require verification or a branch visit depending on the product and applicant.
Cut Off
30%
RCBC personal loans are designed to support a wide range of personal goals, including debt consolidation, major purchases, education expenses, and travel plans.
