Always review the latest official terms, disclosures, and fees before submitting an application so you understand total cost and repayment responsibilities.

RCBC Personal Loan offers flexible financing for your passions—commonly used for consolidating debt, funding major purchases, covering education, or planning a vacation.

Flexible payment terms help you match repayments to your financial situation while keeping monthly amortization manageable.

Before applying, decide your target loan amount, preferred term, and the purpose of funds so you can prepare supporting documents efficiently.

RCBC personal loans are designed to support a wide range of personal goals, including debt consolidation, major purchases, education expenses, and travel plans.

Choose a repayment period that matches your budget and cash flow. A clear monthly plan helps you stay on track through the full loan term.

Loan offers vary by applicant profile. Your income, employment status, and existing obligations can affect the final amount and terms.

Prepare documents early to reduce delays. Submitting complete and consistent information is one of the easiest ways to avoid back-and-forth.