Always review the latest official terms, disclosures, and fees before submitting an application so you understand total cost and repayment responsibilities.

For OFW applicants, lenders may request additional proof of overseas employment, contract details, and remittance or income documentation.

Keep copies of passports, employment contracts, and proof of income handy, and ensure names match exactly across all records.

Because processing can vary, start preparation early and keep a clear checklist of documents to reduce delays.

RCBC personal loans are designed to support a wide range of personal goals, including debt consolidation, major purchases, education expenses, and travel plans.

Choose a repayment period that matches your budget and cash flow. A clear monthly plan helps you stay on track through the full loan term.

Loan offers vary by applicant profile. Your income, employment status, and existing obligations can affect the final amount and terms.

Prepare documents early to reduce delays. Submitting complete and consistent information is one of the easiest ways to avoid back-and-forth.