Always review the latest official terms, disclosures, and fees before submitting an application so you understand total cost and repayment responsibilities.
Personal LoanTo estimate monthly amortization, start with three inputs: loan amount, interest rate (or effective rate), and loan term in months.
Choose a repayment period that matches your budget and cash flow. A clear monthly plan helps you stay on track through the full loan term.
To estimate monthly amortization, start with three inputs: loan amount, interest rate (or effective rate), and loan term in months.
Loan offers vary by applicant profile. Your income, employment status, and existing obligations can affect the final amount and terms.
Run at least three scenarios—shorter term, middle term, longer term—to see how the monthly payment and total cost change.
Prepare documents early to reduce delays. Submitting complete and consistent information is one of the easiest ways to avoid back-and-forth.
Use the results to set a comfortable payment ceiling before you proceed to an application.
Run at least three scenarios—shorter term, middle term, longer term—to see how the monthly payment and total cost change.
RCBC personal loans are designed to support a wide range of personal goals, including debt consolidation, major purchases, education expenses, and travel plans.
Choose a repayment period that matches your budget and cash flow. A clear monthly plan helps you stay on track through the full loan term.
Loan offers vary by applicant profile. Your income, employment status, and existing obligations can affect the final amount and terms.
Prepare documents early to reduce delays. Submitting complete and consistent information is one of the easiest ways to avoid back-and-forth.
Use the results to set a comfortable payment ceiling before you proceed to an application.
Some RCBC loan options can be started online, while other steps may require verification or a branch visit depending on the product and applicant.
Cut Off
30%
RCBC personal loans are designed to support a wide range of personal goals, including debt consolidation, major purchases, education expenses, and travel plans.
